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What follows you can find a insightful query plus resolution that may possibly help you in your quest for insurance quotes in addition to reduced rates.

How does health insurance work – when insurance premium can generally increase?

If family of two have health insurance, and one of them decide to use it for couple medical procedures will insurance policy premium go up?

Please advice.

Thanks.

Answer
No. The premiums will not go up for that. Usually health insurance is up for renewal once a year and the cost increases at that time, but not just because you use your policy. The cost of group health insurance where I work has had double digit increases in the premiums every year for 10 years now. The health insurance companies are out of control.

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Best Wishes,

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